Financing your Kia model is made easy at the Outten Kia auto financing department. We have some of the most extensive options in the Reading, Pennsylvania area, and when you finance your Kia model through Outten Kia, you can take advantage of our financing incentives, affordable car loans, and the knowledge of our auto financing experts. Additionally, we also offer auto lease options to get you into a brand-new Kia vehicle at a very affordable price. Get in touch with our auto team today!
The Basic Components of an Auto Loan from Outten Kia
Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.
Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.
Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.
Find a Kia Model to Buy near Reading, PA
Talk to the auto financing department at Outten Kia near Reading, PA to test drive one of our many Kia models. We offer fantastic financing options for the Kia Forte, the Kia Sorento, and a variety of other models. Whether you lease your next vehicle from Outten Kia or apply for a loan, our auto financing department can make your dreams of Kia ownership a reality. Come see us at our dealership in the Reading, PA area to talk over your financing options. We look forward to your visit!
Enjoy life on the road near Reading, PA by filling out our online auto finance application at Outten Kia. Afterward, get in touch with a member of our Kia financing department to schedule an appointment and learn more about the lease and loan options available to you. At Outten Kia, we’re here for you, so give us a call today to get started!