Financing your next Kia vehicle just got easier than ever. Come visit the financing department at Outten Kia to learn about all your options for Kia financing in Hamburg, Pennsylvania. We have a wide range of affordable solutions for financing a Kia car or SUV, and our financing experts will be happy to talk you through them. Ask about our manufacturer incentives and Kia specials to save even more on our competitively priced vehicles. Come see us today and learn how we can help save you money.

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(610) 562-7577

Finance Department

The Basic Components of an Auto Loan from Outten Kia

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Kia Model to Buy
Reading, PA | Hamburg, PA | Pottsville, PA

At Outten Kia, you’ll find innovative financing options for all the Kia models we have available in our Hamburg, PA Kia dealership. Our diverse inventory includes Kia models you've grown to trust, like the Kia Sportage SUV, the Kia Optima sedan, and more. Whether you are looking for a flexible Kia lease or a low-APR auto loan, we can help. Additionally, we offer great rates when you value your trade. Get in touch with our Kia financing department to talk about calculating your monthly payments, applying for financing, and more.

How to Apply for Kia Financing at Outten Kia

Get in touch with the financing department at Outten Kia to learn more about leasing a Kia car or SUV in Hamburg, PA. Start filling out our online financing application to get qualified for Kia financing. Then, give our financing experts a call to schedule an appointment and talk over your options. We look forward to your visit.

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Dealership Hours
Mon - Thurs 9:00am - 8:00pm
Fri - Sat 9:00am - 5:00pm
Sunday Closed